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1. Free consulting in English
Expanding borders, connecting worlds – we offer professional insurance consulting in English to cater to our international clients. Whether you're an expat or a global business, our expert team provides clear, comprehensive advice tailored to your unique needs. Let us guide you through the complexities of insurance, ensuring peace of mind wherever you are."
2. We Take Care of Your Application
Your peace of mind is our priority. With our 'We Take Care of Your Insurances' service, we handle all aspects of your insurance policies so you don't have to. From paperwork to claims and adjustments, our dedicated team ensures that your coverage meets your evolving needs. Trust us to manage your insurances, so you can focus on what matters most."
3. Assistance in Selection
Choosing the right insurance can be overwhelming. That's where we come in. Our 'Assistance in Selection' service is designed to simplify the process, helping you make informed decisions with confidence. We compare, analyze, and recommend the best options based on your specific requirements. Let us help you navigate the options to find the perfect fit for your insurance needs.
Compare 36 private health insurance options
Private Health Insurance (PKV) is a type of health insurance where policyholders privately protect themselves against medical costs. In contrast, there is Public Health Insurance (GKV) available as an alternative option.
Premiums
Premiums in private health insurance (PKV) are determined by individual health conditions and the selected coverage level. There are various plans offering different benefits. On the other hand, contributions to public health insurance (GKV) are income-dependent, with employees and employers sharing the payment responsibilities.
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Eligibility Requirements
Der Zugang zur PKV steht nur bestimmten Personengruppen offen. Darunter fallen: Arbeitnehmer(innen) mit mind. 69.300 € Jahres-Bruttoeinkommen, Selbstständige, Freiberufler(innen), Beamte/Beamtinnen, Studenten/Studentinnen, Kinder und nicht versicherungspflichtigen Erwerbslose. Die GKV ist für alle in Deutschland ansässigen Bürger verpflichtend, deren Einkommen unter 69.300 € Jahres-Bruttoeinkommen liegt.
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Scope of Coverage
The scope of coverage in private health insurance (PKV) is customizable, allowing policyholders to select from a variety of plans with different benefits. In contrast, the services provided by public health insurance (GKV) are set by law and are uniform for all insured individuals. However, there is the option to enhance coverage by obtaining additional private supplementary insurances.
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Cost Coverage
Privately insured individuals initially pay for their medical expenses out of pocket and then submit the bills to their insurance company, which covers a portion or all of the costs depending on the chosen plan. In public health insurance, the costs are directly settled between the service provider (doctor, hospital, etc.) and the health insurance fund.
It is crucial to note that the decision between PKV and GKV depends on individual factors such as income, health status, and personal preferences, making it advisable to seek guidance and conduct a thorough comparison of prices and benefits.
Better together
Our Simplr - APP is also one of Blaudirekt's innovative gadgets.
